Balance Transfer + Top-up (BT + Top-up)

Balance Transfer – Reduce Your EMI Burden

Already paying a loan with high EMIs? Don’t stick with costly repayments. With our Balance Transfer facility, you can shift your loan to another bank with lower interest rates.

And the best part? You can also take a Top-up Loan to get additional funds without applying for a fresh loan.

Features of Our BT + Top-up Services

  • Eligible for Home Loans, Business Loans, Personal Loans
  • Top-up Loan Amount: ₹1 Lakh – ₹50 Lakhs (based on eligibility)
  • Processing Time: 5–7 working days
  • Minimal documentation required

Benefits of Balance Transfer + Top-up

✔️ Lower EMIs, save more on interest
✔️ Extra funds without new loan application
✔️ Hassle-free transfer with our expert team
✔️ Improve your cash flow & reduce burden

Documents Required

  • Existing loan sanction letter & statements
  • KYC (Aadhaar, PAN, Address Proof)
  • Income proof (Salary slips/Bank statements/ITR)