Privacy Policy
Last Updated: [Date]
At Ashirwad Consultancy, we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your personal information when you visit our website or use our loan consultancy services.
1. Information We Collect
When you contact us or apply for loan consultancy services, we may collect:
- Personal Information: Name, Email Address, Phone Number, Date of Birth, Gender, etc.
- Identity Proofs: Aadhaar Card, PAN Card, Passport, Voter ID, etc.
- Financial Information: Bank account details, Salary slips, Income Tax Returns, Business financials, CIBIL score.
- Other Information: Loan preferences, documents submitted for verification, and any details you voluntarily provide.
2. How We Use Your Information
We use your personal information only for purposes related to our services:
- To provide loan consultancy and financial advisory services
- To connect you with banks, NBFCs, or lending partners
- To verify your identity and eligibility for loan products
- To communicate with you regarding loan offers, approvals, and follow-ups
- To improve our services and customer experience
- To comply with legal and regulatory requirements
3. Data Sharing and Disclosure
We respect your privacy and will never sell or rent your data to third parties. However, your information may be shared in the following cases:
- With banks, NBFCs, and financial institutions for processing your loan application
- With our trusted digital lending partners (only as required for service delivery)
- When required by law enforcement, regulators, or legal processes
- With service providers who help us operate our website and business (IT, hosting, etc.)
4. Data Security
We adopt industry-standard security practices to safeguard your data:
- Encrypted data storage and secure servers
- Restricted employee access to personal information
- Regular monitoring against unauthorized access, data leaks, or misuse
5. Your Rights
As our customer, you have the right to:
- Request a copy of the personal data we hold about you
- Correct inaccurate or incomplete information
- Withdraw consent for marketing communications
- Request deletion of your personal data (subject to legal obligations)
6. Cookies and Website Tracking
Our website may use cookies to improve user experience and analyze site traffic. You can control cookies through your browser settings. No personally identifiable information is collected without your consent.
7. Third-Party Links
Our website may contain links to third-party sites (such as bank portals). We are not responsible for the privacy practices or content of those external websites. Please review their policies separately.
8. Updates to Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. We encourage you to review this policy periodically.
9. Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact us:
Ashirwad Consultancy
📍 Vadodara, Gujarat – 3900XX
📧 Email: Avinash@ashirwadconsultancy.com