DISCLAIMER
Disclaimer – Ashirwad Consultancy, Vadodara
The information provided on the Ashirwad Consultancy website and through our loan consultancy services is for general informational and educational purposes only. By using our website or services, you acknowledge and agree to the following disclaimers:
1. Consultancy Only – Not a Lender
Ashirwad Consultancy is an independent loan consultancy firm. We are not a bank, NBFC, or direct lender. We assist clients by providing guidance, documentation support, and connecting them with banks and financial institutions. Final loan approval, terms, and conditions are solely at the discretion of the respective lending institution.
2. Accuracy of Information
While we strive to provide accurate and updated information about loan products, eligibility, and interest rates, we do not guarantee completeness, accuracy, or timeliness. Loan terms may vary from bank to bank, and may change without prior notice. Clients are advised to verify details directly with the concerned lender before making any financial decisions.
3. No Financial or Legal Advice
All content on our website, blog, social media, or consultations is for informational purposes only. It should not be considered as financial, legal, or investment advice. Clients must evaluate loan options independently and may seek professional advice if required.
4. Limitation of Liability
Ashirwad Consultancy will not be liable for:
- Any loan rejection, delay, or modification in approval terms by the bank/NBFC.
- Financial losses, damages, or consequences arising from your decision to apply for or accept a loan.
- Errors, omissions, or technical issues on our website.
- Third-party services, advertisements, or external links provided on our website.
Clients use our services at their own discretion and risk.
5. Third-Party Links and Partners
Our website may contain links to third-party websites, including banks, NBFCs, or financial portals. These are provided for convenience only. Ashirwad Consultancy does not control or endorse the content, policies, or services of such third-party websites.
6. No Guarantee of Loan Approval
Using our services does not guarantee loan approval. Loan sanction, disbursal amount, rate of interest, tenure, and terms are solely determined by the bank/NBFC after their internal evaluation and credit assessment.
7. Intellectual Property
All content, graphics, and materials on our website are the intellectual property of Ashirwad Consultancy and may not be copied, reproduced, or distributed without prior written permission.
8. Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of Vadodara, Gujarat courts.
9. Contact Us
For any questions or clarifications regarding this Disclaimer, please contact:
Ashirwad Consultancy
📍 Vadodara, Gujarat – 390010
📧 Email: avinash@ashirwadconsultancy.com
Terms & Conditions
Welcome to Ashirwad Consultancy. By accessing our website or using our services, you agree to comply with the following Terms & Conditions. Please read them carefully. If you do not agree with these terms, you should not use our services.
1. Nature of Services
- Ashirwad Consultancy is a loan consultancy service provider, not a bank, NBFC, or direct lender.
- We assist clients by analyzing loan requirements, providing consultancy, and connecting them with banks/NBFCs.
- Final loan approval, disbursal, and terms are determined solely by the respective bank or financial institution.
2. Use of Website & Services
- You agree to use our website and services for lawful purposes only.
- You must not misuse the site, upload harmful content, attempt unauthorized access, or engage in activities that may damage our reputation or operations.
- Providing false, incomplete, or misleading information for loan applications is strictly prohibited and may result in rejection or legal consequences.
3. Eligibility
By using our services, you confirm that:
- You are at least 18 years of age.
- You have the legal capacity to enter into a binding agreement.
- You provide accurate, current, and complete information as required for loan consultancy.
4. No Guarantee of Loan Approval
- Ashirwad Consultancy does not guarantee loan approval, sanction, or disbursal.
- Approval depends solely on the discretion of the concerned lender after credit evaluation.
- Interest rates, loan amounts, and repayment terms may vary depending on lender policies.
5. Fees and Charges
- Ashirwad Consultancy does not charge any advance fees for loan consultancy services.
- Any processing fees, charges, or penalties are subject to the policies of the respective bank/NBFC.
- We are not responsible for additional costs levied by third parties.
6. Limitation of Liability
- Ashirwad Consultancy shall not be held responsible for loan rejection, delays, or financial losses incurred by clients.
- We are not liable for damages caused by reliance on information provided on our website or during consultancy.
- We are not responsible for third-party websites, advertisements, or external links available through our platform.
7. Intellectual Property Rights
- All website content, text, graphics, logos, and designs are the property of Ashirwad Consultancy.
- Unauthorized reproduction, copying, or redistribution is prohibited without written permission.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal information.
9. Modifications to Terms
We reserve the right to update, modify, or change these Terms & Conditions at any time without prior notice. Continued use of our services constitutes acceptance of updated terms.
10. Governing Law & Jurisdiction
These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of Vadodara, Gujarat courts only.