Credit Solutions
CC + OD (Cash Credit & Overdraft)
Cash Credit & Overdraft – Smart Finance for Businesses
Running a business often means facing cash flow issues. That’s where Cash Credit (CC) and Overdraft (OD) facilities help. With our guidance, you can get flexible credit limits from banks to manage working capital.
These facilities allow you to withdraw funds as per your business requirements and pay interest only on the amount utilized, making them highly cost-effective. With expert support from Ashirwad Consultancy, you can secure the right CC or OD limit to keep your operations running smoothly without financial stress.
Features of CC/OD Facilities
- Limit: Based on business turnover & profile
- Interest: Charged only on used amount
- Tenure: Renewable annually
- Security: Secured/unsecured options available
Benefits of CC/OD
✔️ Flexible withdrawals & repayments
✔️ Interest only on amount utilized
✔️ Helps manage daily business expenses
✔️ Perfect for traders, manufacturers & service providers
Documents Required
- Business Registration & GST
- Bank Statements (6–12 months)
- ITR & Financials (for higher limits)
- KYC documents
Why Choose Ashirwad Consultancy?
We help you secure the best credit limit, lowest charges, and flexible facilities by matching your profile with the right banks.
📞 Looking for CC/OD facilities in Vadodara? Contact Ashirwad Consultancy today.